Suraj Kaeley , CFP

Equities are the best investment for the long term! This is a common belief amongst many investors in the stock markets. In this blog, I am doing a critical examination of this belief. Interestingly the conclusion that I have come to is that equities may not always be the best bet in the long term! […]

It is a well-known fact that investment biases impact rational decision making and hurt investor returns. One of the big biases is the “Home Bias” – investors tend to invest more of their assets in the country and community they live in rather than globally. In India, the home bias is even stronger as there

Bank Deposits are the most popular investment avenue for investors, especially the conservative ones. However, the attractiveness of these deposits is linked to the rate of interest offered by the Banks and the applicable tax rate on the interest earned. In this article, I would like to examine the likely impact the recent Budget announcements

The month of March has a special place in investments. There is heightened investment activity due to the last minute rush to “save taxes”. Any product that offers tax benefits is in big demand and the investment flows peak across investment products. The big gainers of these flows are generally debt mutual funds, equity linked

The investment world is full of myths. At some point in history, these myths may have been true but over time, we term them myths as they do not hold anymore. In this blog, I am sharing the five big myths in retirement, which I believe may no longer be valid. If we continue with

Increasing longevity is a big challenge for all of us. Imagine that you retire at 55 or 60 and then live upto age 90 or beyond. The retirement period for some of us is likely to be more than our working lives. In such a situation, any retirement plan can go for a toss. All

Atul is 53 years old. He has had a great career and is now considering his Retirement Plans. He has everything sorted out. He has repaid all his loans. His daughter is about to complete her Master’s degree from a top university in USA. He has put aside enough money to celebrate an Indian style

Investopedia defines an annuity as a contract between you and an insurance company in which you make a lump sum payment or series of payments and, in return, receive regular disbursements, beginning either immediately or at some point in the future. This enables you to earn a regular income for Retirement. Irrespective of the age

I have been sharing a lot of my thoughts on the subject of Retirement Finances. Of all the factors that we need to address, I believe that there are five factors that could really hurt, irrespective of the amount of wealth you may have generated. In this blog, I am sharing my views on the

This blog is based on a book titled. “The 100 year life” by Lynda Gratton and Andrew Scott (Lynda and Andrew are professors at London Business School). One of my close friends suggested that I must read this book given my huge interest in managing investments for Retirement. Though the book discusses several aspects of