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In this blog, I would like to share the reasons why most people fail to accomplish their long-term financial goals and what you should be doing to ensure that this does not happen to you. What does a long term financial goal mean? This is not a trick question. In my view, any goal that […]

Equities are the best bet in the long run! I have lived my entire career with this belief and every time I have been tested, I have completely ignored anything that would challenge this belief. Whether it was the scams of the 1990s or the dotcom bubble of 2000, I believed in staying invested all

Passive Income is defined as the income that you derive from your investments. These investments include rental income, interest earned on your deposits, dividend income from stocks or income from any other investment. Generally the belief is that you only need passive income to meet your expenses post Retirement. In this blog, I would like

Equities are the best investment for the long term! This is a common belief amongst many investors in the stock markets. In this blog, I am doing a critical examination of this belief. Interestingly the conclusion that I have come to is that equities may not always be the best bet in the long term!

It is a well-known fact that investment biases impact rational decision making and hurt investor returns. One of the big biases is the “Home Bias” – investors tend to invest more of their assets in the country and community they live in rather than globally. In India, the home bias is even stronger as there

Bank Deposits are the most popular investment avenue for investors, especially the conservative ones. However, the attractiveness of these deposits is linked to the rate of interest offered by the Banks and the applicable tax rate on the interest earned. In this article, I would like to examine the likely impact the recent Budget announcements

The month of March has a special place in investments. There is heightened investment activity due to the last minute rush to “save taxes”. Any product that offers tax benefits is in big demand and the investment flows peak across investment products. The big gainers of these flows are generally debt mutual funds, equity linked

The investment world is full of myths. At some point in history, these myths may have been true but over time, we term them myths as they do not hold anymore. In this blog, I am sharing the five big myths in retirement, which I believe may no longer be valid. If we continue with

Increasing longevity is a big challenge for all of us. Imagine that you retire at 55 or 60 and then live upto age 90 or beyond. The retirement period for some of us is likely to be more than our working lives. In such a situation, any retirement plan can go for a toss. All

Atul is 53 years old. He has had a great career and is now considering his Retirement Plans. He has everything sorted out. He has repaid all his loans. His daughter is about to complete her Master’s degree from a top university in USA. He has put aside enough money to celebrate an Indian style